EPF Interest Rate
The EPF interest rate is reviewed every year by EPFO s Central Board of Trustees after consultation with the
Ministry of Finance. The review of the EPF interest rate for a financial year
is set at the end of the financial year (most probably in February but may go
up to April or May).
The EPF
interest rate for 2017-2018 was set at 8.55%, which has been increased to 8.65%
for FY19.
EPF Historical Interest Rates
Year
|
EPF Interest Rates
|
1952 – 1955
|
3.00%
|
1955 – 1957
|
3.50%
|
1957 – 1963
|
4.00%
|
1963 – 1964
|
4.25%
|
1965 – 1966
|
4.50%
|
1966 – 1967
|
4.75%
|
1967 – 1968
|
5.00%
|
1968 – 1969
|
5.25%
|
1969 – 1970
|
5.50%
|
1970 – 1971
|
5.70%
|
1971 – 1972
|
5.80%
|
1972 – 1974
|
6.00%
|
1974 – 1975
|
6.50%
|
1975 – 1976
|
7.00%
|
1976 – 1977
|
7.50%
|
1977 – 1978
|
8.00%
|
1978 – 1979
|
8.25% + 0.5% bonus (for
members who did not withdraw any amount from their PF during 1976-1977 &
1977-1978)
|
1979 – 1981
|
8.25%
|
1981 – 1982
|
8.50%
|
1982 – 1983
|
8.75%
|
1983 – 1984
|
9.15%
|
1984 – 1985
|
9.90%
|
1985 – 1986
|
10.15%
|
1986 – 1987
|
11.00%
|
1987 – 1988
|
11.50%
|
1988 – 1989
|
11.80%
|
1989 – 2000
|
12.00%
|
2000 – 2001
|
12% (April-June, 2001)
and 11% (July, 2001 onwards) on
monthly running balance
|
2001 – 2004
|
9.50%
|
2004 – 2005
|
9.50% (9% Interest + 0.5% Golden Jubilee
bonus interest)
|
2005 – 2010
|
8.50%
|
2010 – 2011
|
9.50%
|
2011 – 2012
|
8.25%
|
2012 – 2013
|
8.50%
|
2013 – 2015
|
8.75%
|
2015 – 2016
|
8.80%
|
2016 – 2017
|
8.65%
|
2017 – 2018
|
8.55%
|
2018 – 2019
|
8.65%
|
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